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Read More About Aih. Life Exhibitions. The financial crisis in marked the water shed, however. Denmark shared in the universal indignation about banking practises.
As an ethically driven, transparent and sustainable bank we saw a strong rise in the number of people who deliberately entrusted their money to us.
This obviously is a blessing, but also a curse; it is a shame that it took the financial sector to be discredited to get to this point.
This steady growth allows Merkur to finance a greater number of sustainable entrepreneurs and initiatives in Denmark. Finding and evaluating such companies and projects takes time and must be done carefully.
There are a lot of exciting new sustainable initiatives in Denmark, but financing front-runners can be risky. So we always need to find the balance here.
To enable the loan portfolio to grow, Merkur puts great emphasis on developing innovative concepts and products.
Merkur finances the energy investment costs, which clients repay via their monthly energy bill. They are very often people who are very much interested in sustainability but have not yet made the step to switch to a sustainable bank.
As they learn more about Merkur via their energy company, it becomes easier for them to make this switch. They want to know where their money goes.
Therefore, transparency must go to the end user. The bank of the future is transparent and closely connected to the impact it has.
Merkur is an innovative and pioneering sustainable Danish bank, founded in the s. And our customers find it motivating to know that they are part of a worldwide movement of people who consciously deal with their money.
Knowing where their money goes has become a value in which they hold dearly and being a part of a network of sustainable institutions gives a global perspective on how money can be used to positively contribute to the economy.
Partnerships are essential for Merkur, being a relatively small bank in the Danish financial landscape. One of the international partnerships is with Triodos Investment Management.
Investing in microfinance and giving people in developing countries the opportunity to utilise their talents, or investing in renewable energy and powering hundreds of thousands of households in Europe through clean energy, all show that your money can have a direct impact.
This new wave of social consciousness was also stimulated by the financial crisis. The Triodos SRI funds invest in stock-listed companies that excel in sustainability.